Global Pay Codes

Global Pay Codes

Global Pay codes provide valuable insights into issues that may arise during payment processing. These codes help identify specific problems, such as transaction failures, authorization issues, or connectivity errors, allowing users and support teams to troubleshoot and resolve issues efficiently. Understanding these error codes ensures smoother payment experiences and quicker resolutions for any disruptions.

Error Codes
Response Code
Authorization Response Message
Response Definition
01
Call
Refer to issuer
02
Call
Refer to issuer - Special Condition
03
Term ID Error
Invalid Merchant ID
04
Hold- call or Pick Up Card
Pick up card (no fraud)
05
Decline
Do not honor
06
Error XXXX
General error
07
Hold - call or Pick Up Card
Pick up card, special condition (fraud account)
12
Invalid Trans
Invalid transaction
13
Amount Error
Invalid Amount
14
Card No. Error
Invalid Card Number
15
No Such Issuer
No such issuer
19
RE Enter
Re-enter transaction
21
No Action Taken
Unable to back out transaction
28
No Reply
File is temporarily unavailable
34
Transaction Cancelled
Mastercard use only, Transaction Cancelled; Fraud Concern (Used in reversal requests only)
39
No Credit Acct
No credit account
41
Hold - call or Pick Up Card
Lost card, pick up (fraud account)
43
Hold - call or Pick Up Card
Stolen card, pick up (fraud account)
51
Decline
Insufficient Funds
52
No Check Account
No checking account
53
No Save Account
No savings account
54
Expired Card
Expired card
55
Wrong PIN
Incorrect PIN
57
Serv not allowed
Transaction not permitted - Card
58
Serv not allowed
Transaction not permitted - Terminal
59
Serv not allowed
Transaction not permitted - Merchant
61
Declined
Exceeds withdrawal limit
62
Declined
Invalid service code, restricted
63
Sec Violation
Security Violation
65
Declined
Activity limited exceeded
75
PIN Exceeded
PIN tried exceeded
76
Unsolicited Reversal
Unable to locate, no match
77
No Action Taken
Inconsistent data, reversed, or repeat
78
No Account
No account
79
Already Reversed
Already reversed at switch
80
No Impact
No Financial impact (used in reversal responses to declined originals)
81
Encryption Error
Cryptographic error
82
Incorrect CVV
CVV data is not correct
83
Cannot Verify PIN
Cannot verify PIN
86
Cannot Verify PIN
Cannot verify PIN
91
No Reply
Issuer or switch is unavailable
92
Invalid Routing
Destination not found
93
Duplicate Transaction
Unable to locate, no match
96
System Error
System malfunction
A2
Not Activated
POS device authentication not successful
B1
SRCHG Not Allowed
Surcharge amount not permitted on debit cards or EBT food stamps
B2
SRCHG Not Allowed
Surcharge amount not supported by debit network issuer
CV
Failure CV
Card Type Verification Error
D3
3D - Secure Cryptogram Failure
Transaction failure due to missing or invalid 3D - Secure cryptogram
E1
ENCR NOT CONFIGD
Encryption is not configured
E2
TERM NOT AUTHENT
Terminal is not authenticated
E3
DECRYPT FAILURE
Data could not be decrypted
EA
Acct Length Err
Verification error
EB
Check Digit Err
Verification error
EC
CID Format Error
Verification error
HV
Failure HV
Hierarchy Verification Error
K1
TOKEN NOT CONFIG
Tokenization is not configured
K2
TERM NOT AUTHENTICATED
Terminal is not authenticated
K3
TOKEN FAILURE
Data could not be de-tokenized
M0
DOM DBT NOT ALWD
Mastercard: Canada region-issued Domestic Debit - transaction not allowed
N3
Cashback Not Avl
Cash back service not available
N4
Decline
Exceeds issuer withdrawal limit
N7
CCV2 Mismatch
CVV2 Value supplied is invalid
R0
Stop recurring
Customer requested stop of specific recurring payment
R1
Stop recurring
Customer requested stop of all recurring payments from specific merchant
T1
Cannot Convert
Check is OK but cannot be converted - this is a declined transaction
T2
Invalid ABA
Invalid ABA number, not an ACH participant
T3
Amount Error
Amount greater than the error
T4
Unpaid Items
Unpaid items, failed negative file check
T5
Duplicate Number
Duplicate check number
T6
MICR Error
MICR error
T7
Too Many Checks
Too many checks (over merchant or bank limit)
V1
Failure VM
Daily threshold exceeded


Approval Codes
Response Code
Authorization Response Message
Response Definition
00
Approval
Approved and Completed
08
Approval
Honor Mastercard with ID
10
Partial Approval
Partial approval for the authorized amount returned in Group III version 022
11
Approval
VIP approval
85
Card OK
No reason to decline
A1
Activated
POS device authentication successful
A3
Deactivated
POS device deactivation successful
K0
Token Response
Token request was processed
T0
Approval
First check is OK and has been converted



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